Plan and Optimize Your Retirement
Reach your retirement goals with this completely free retirement calculator.
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Free Retirement Planning
Customized plan including pensions, optional spouse, multiple retirement stages, optimized for USA and Canada.
Personalized and Insightful
Control inflation & investments growth, manage home asset, view & download tables and charts.
Maximize After-Tax Income
Optimize your retirement withdrawals, minimize taxes, joint filing (USA), income splitting (Canada).
Key Features
Retirement Income Calculator Built for Unites States and Canada
The Retirementize income calculator platform was designed and built to work for both Americans and Canadians. Income sources, taxes and scenarios are optimized for each country.
Customizable Income Sources
Include many income sources from defined benefit pensions, government pensions, registered savings, tax-free savings, non-registered savings, and liquidated assets.
Detailed Tax Calculation and Optimization
Tax calculations specific to your State or Province. Specific considerations for each type of income source. Optimization algorithm to minimize taxes each year including joint-filling and income splitting.
Your Home and Rental Properties
Ability to include your primary home and downsize or sell it for additional income. Options to include rentals properties, rental income, the sale of rental properties. Capital gains are considered within the taxes (where applicable).
Visualize and Tabulate Data
Retirement plan results are shown in an interactive graph. Raw data is provided in tables and easy to download.
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Stress-Test What-If Scenarios
Test your plan against many potential surprises in retirement such as increased inflation, poor investment performance, divorce, inheritance and many more. Start planning today.
